FINANCIAL FLOW
The Financial Flow tool is an educational resource that sparks behavioral change and makes the dynamics of money flow and the 6 key principles of our Method tangible and easy to understand.
It enables rich interactions with children, teens, and adults, expanding the learning environment beyond books and other educational materials.
The Financial Flow tool can be used in hands-on classes, projects, fairs, and exhibitions. It helps learners grasp how to manage allowances, family finances, and even money in businesses, communities, and countries.
MODELO 3D da Engenhoca
Discover the 6 key skills to achieve financial freedom
Valow is built on a proprietary method that teaches how mastering essential financial skills and behaviors leads to lasting financial sustainability.
EARN
GENERATE
SAVE
SPEND
MANAGE
GRATITUDE
GENERATE
Generate money: Build income by applying dedication, effort, entrepreneurial spirit, and personal talents.
SAVE
Set aside part of your money for future needs in three areas — to ensure security, to fulfill desires and provide comfort and well-being, and to build financial independence.
SPEND
Use your money on what truly matters: meeting needs and fulfilling desires, while being mindful of the personal, family, social, and environmental impacts of your choices.
EARN
Grow your money through investments, building passive income that ensures a steady flow of earnings without relying on daily work.
MANAGE
Manage your money flow over time, making sustainable decisions, overcoming challenges, and seizing opportunities.
