580,000 +
students reached
1,200+
schools
12,000 +
teachers trained
15+
years of proven results
Proven in Brazil over 15 years now in the U.S.
THE VALOW METHOD
Six skills that change everything
Most money advice starts with spreadsheets. We start with behavior. Master six simple skills and you can take control of your money flow, no matter how much comes in.
Earn
Turn your effort and talents into income.
Spend
Put money toward what truly matters.
Save
Build security for what’s ahead.
Grow
Let your money work while you rest.
Manage
Stay in control as life changes.
Gratitude
Use money with purpose and peace of mind.
WHO WE SERVE
Financial education for everyone
Parent, teacher, or business leader there’s a Valow program built for you.
For Families
Hands-on tools and books that make money lessons fun and practical for kids ages 3–17. Start the habits early.
Explore family tools ->
For Schools
Curriculum-aligned programs that help teachers bring financial literacy into the classroom. No finance degree required.
View schools programs ->
For Businesses
Workshops and custom programs that ease financial stress and help teams focus.
See corporate workshops ->
WHAT PEOPLE ARE SAYING
Real families, real classrooms
From our sister program in Brazil, where more than 580,000 students have been through the method. Quotes from the 2024 independent impact research.
“My daughter has a much better sense of what money is worth now, whether she’s asking for a gift or for school supplies.”
- Parent
“I appreciate every activity we do with the kids. They build healthy habits that carry into adulthood.”
- Teacher
“I’ve saved more, and I think before I buy.”
- Student